Mobile homes are handled a little differently than site-built homes by insurance companies because they are not built onto a foundation. Modular homes, on the other hand, are typically treated more like traditional homes when it comes to buying insurance. No matter it’s construction, your home is important to you and your family and is likely your biggest asset.
This Insurance is not required, but can fill in the gaps if your homeowners policy does not cover losses. A Recreational Vehicle policy will reimburse you if your ride is stolen or badly damaged and coverage includes Liability, Medical Payments, Comprehensive and Collision.